Two rules decide most of what happens when an Indiana broker changes companies. You have five business days after you leave to file. And you can't practice real estate while you're unassigned. Everything else is manageable.

I'm Rob Bergeron, Owner–Realtor of Winner Realty. Our principal broker, Lisa Tucker, is licensed in both Kentucky and Indiana, and we work Southern Indiana every day. I own a brokerage, so I have an obvious interest in agents moving. That's why every rule below links to the Indiana Administrative Code or the Indiana Professional Licensing Agency (PLA). Check it yourself, and when in doubt, email the PLA at pla5@pla.in.gov.

One note on words: in Indiana, every licensee is a "broker." The person who supervises the firm is the "managing broker," and the firm is the "broker company."

The mechanics, in order

Since March 2026, Indiana handles transfers in MyLicense One, the PLA's licensing portal. Transfers that were already started in the older INBiz system finish there. Per the PLA's transfer guide:

• You log in through Access Indiana, link your license in MyLicense One, and request a "Reassignment" to your new company.
• Your new company or managing broker approves the request. Under 876 IAC 8-1-4(c), the reassignment has to be signed off by you and the new company's managing broker.
• The fee is $10, under 876 IAC 5-3-1. It's nonrefundable, and the PLA notes online processing fees may apply.
• Once the new company approves, the PLA says the license is typically moved within one business day.

Your license must be current, the new company must be active in Indiana, and nothing about your license can change while the transfer is pending.

The five-business-day deadline

Under 876 IAC 8-1-4(a), when you leave a company, you have to submit a reassignment within five business days. You either move to a new company or choose "unassigned." Indiana law also requires licensees and managing brokers to tell the Real Estate Commission about a change in association right away (IC 25-34.1-3-6).

If you leave and never transfer, your old company can remove you in MyLicense One after the fact. Don't let it get to that.

You can't work in the gap

The same rule is plain about it: an unassigned broker may not practice real estate until assigned to a company. And under 876 IAC 8-1-5, you can only be with one Indiana broker company at a time. No showings, no offers, no listing appointments until MyLicense One shows your new company.

The practical answer is to line up the transfer so it's ready the day you leave. Talk to your new managing broker first, so they're ready to approve the moment your request shows up.

What stays behind: your listings

Under 876 IAC 8-1-6, when you leave, you turn over to the broker company any listings you got while you were there, and those listings stay the company's property. The one exception is a written contract that says otherwise, so read your independent contractor agreement.

Indiana law also requires the original listing and buyer agency agreements to be kept at the listing and selling broker's office (IC 25-34.1-12-1 and -2). That points to the company, not to you.

Your commission on pending deals

No Indiana statute or rule says how commission on a pending deal is split between you and the company you're leaving. Two rules shape it:

• Under 876 IAC 8-1-9, a selling commission is paid to the broker company, never straight to the individual broker. So the money flows through your old company.
• Under IC 25-34.1-4-4, you're an independent contractor unless a written contract says otherwise.

So what you get paid after you leave comes down to your independent contractor agreement. Read the post-termination section before you give notice, while you still have leverage.

Records

Indiana requires listing and selling brokers to keep copies of closing statements for at least five years (876 IAC 8-2-3), and original agreements stay at the company. Hand off your files cleanly.

Your advertising changes the day you move

Under 876 IAC 8-1-8, any ad that carries your name, including signs, business cards, and internet advertising, has to show your broker company's name clearly. All advertising is done in the name of, and under the supervision of, your broker company. There's a narrow exception for thumbnails, text messages, and tweets that link to a page showing the company name.

So on moving day, update your website, social bios, business cards, email signature and signs. Not the week before. You also can't advertise a property without the owner's written consent, and your old listings belong to your old company.

Continuing education follows you, not your company

Moving doesn't reset your education. Per 876 IAC 7:

• You need 12 hours of approved continuing education each CE year, which runs July 1 to June 30. Extra hours don't carry forward.
• Managing brokers need at least 4 of those 12 hours in management topics.
• If your license was issued after June 30, 2014, you owe 30 hours of post-licensing education within your first two years. Finishing it also counts as your continuing education for two CE years.

Licenses renew every three years. The fee is $60, per the PLA, and your expiration date is shown on your license in MyLicense One. Transferring doesn't change it.

Going inactive instead

If you need a break, Indiana lets you hold an inactive license (IC 25-34.1-3-10). You can't do any licensed work while inactive, and you don't owe continuing education while you're inactive. Coming back costs a $10 activation fee under 876 IAC 5-3-1, plus making up the education for the current CE year. The PLA's transfer guide lists inactive as an option in MyLicense One.

Do you have to tell your clients?

I couldn't find any Indiana statute or rule that requires you to notify clients when you change companies. But since the agreements belong to your old company, any client who wants to keep working with you will need a new agreement with your new one. Tell them yourself, keep it simple, and don't badmouth anybody.

Kentucky too?

A lot of Southern Indiana agents hold both licenses. Kentucky's rules are different, including a 30-day clock that starts with an email from the Kentucky Real Estate Commission. Here's that guide: How to Switch Real Estate Brokerages in Kentucky.

Where Winner Realty fits

Winner Realty is an independent brokerage based in Louisville, licensed in Kentucky and Indiana. Our principal broker, Lisa Tucker, is licensed in both states. We're built for agents who want residential, investor and commercial deal flow without buying leads:

• Three plans: 100% for $595 a month, 85/15 for $100 a month, or 60/40 for $50 a month, each with a $295 fee per closing
• Residential and commercial leads in your inbox every morning at 6:30
• Contract-to-close support from our COO, Colleen Reilly
• A $500 bonus for every agent you refer who joins

Book a time with me here, or text or email me at (502) 305-8915 or Rob@thewinnerrealty.com. You can see all three of our plans on our Join page.

For why agents switch in the first place, read Why Real Estate Agents Switch Brokerages: What the 2026 Data Shows.

Frequently asked questions

How do I transfer my real estate license to a new brokerage in Indiana?

Request a reassignment in MyLicense One, the Indiana Professional Licensing Agency's portal. Your new company or managing broker approves it, and the fee is $10 under 876 IAC 5-3-1. Once approved, the PLA says the license is typically moved within one business day.

How long do I have to transfer my Indiana license after leaving a brokerage?

Five business days. Under 876 IAC 8-1-4(a), you must submit a reassignment within five business days of leaving, either to a new company or to unassigned status.

Can I practice real estate in Indiana while I'm between brokerages?

No. Under 876 IAC 8-1-4(a), an unassigned broker may not practice real estate until assigned to a broker company. Line up your new company before you leave.

Do my listings come with me when I switch brokerages in Indiana?

No, not by default. Under 876 IAC 8-1-6, listings you got while with a company stay the company's property unless a written contract says otherwise.

Who gets paid on my pending deals if I leave an Indiana brokerage?

Your independent contractor agreement decides it. No Indiana rule splits that commission, and under 876 IAC 8-1-9 the commission is paid to the broker company, not directly to you.